2026-08-18 00:00 China Industry News Industrial Planning Translated from EN

Chinese Insurers Begin Covering BCI Procedures and Surgical Risk

Summary Chinese insurers have begun introducing BCI-related coverage. Shanghai's 2026 Hu-huibao plan added up to 150,000 yuan for out-of-pocket materials used in inpatient BCI surgery, PICC Property and Casualty underwrote an invasive-BCI surgical accident policy for the Second Affiliated Hospital of Zhejiang University School of Medicine, and China Pacific Property Insurance covered patients receiving Neuracle's NEO implant at Huashan Hospital.

Why it matters The first policies indicate that insurers are beginning to price BCI surgical risk and incorporate the technology into real-world payment and protection systems.

BCIwiki (bciwiki.com) — Insurers are moving quickly on BCI-related coverage: Shanghai’s Hu-huibao city insurance added 150,000 yuan of coverage for out-of-pocket BCI surgery materials in 2026, the first city-wide insurance in China to include BCI; PICC Property and Casualty underwrote China’s first invasive BCI surgery accident insurance for the Second Affiliated Hospital of Zhejiang University School of Medicine; and China Pacific Property Insurance (CPIC) covered patients receiving Neuracle NEO implantable BCI surgery at Huashan Hospital affiliated with Fudan University.The 2026 China’s Government Work Report mentioned brain-computer interfaces for the first time, listing them alongside future energy, quantum technology, biomanufacturing, embodied intelligence and 6G as a future industry to cultivate.

Compiled by BCIwiki from public sources

Sources · 1

health.people.com.cn 2026-08-18

Clinical Translation China

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